Shajib

You found your new home, the seller has accepted your offer, and now what? You want everything to run smoothly and efficiently, so that you can close on time and with minimum hassle, effort or worry. When you understand what happens between offer acceptance and having the keys in your hand, you can relax knowing […]

Have you ever used a loan officer to borrow money for a mortgage? This is only one of their many responsibilities. Loan officers, who are also known as mortgage loan officers, are people who represent a financial institution, such as a bank or credit union. Here are seven ways that a loan officer can help

A tight budget, an expensive home renovation, and the desire to get your home paid off quicker are all good reasons to refinance your home. But what does refinancing your home mean and how can it help you achieve your financial goals? Take a look at the definition of home refinancing and what it can do

Lately, refinancing applications have accounted for a significant number of mortgage applications. This is because lower interest rates are giving home owners the incentive to restructure their mortgages. However low-interest rates might go, refinancing may not be a good option for you, or, it could be just the restructuring that your finances need. Let’s take

When looking for ways to save money, many homeowners turn to their mortgage. After all, for most people, a home loan is one of the largest investments and expenses incurred monthly. What many do not realize, is that refinancing your home can help you save a significant amount of money when timed correctly. Before we

You made the decision to refinance your home and now that the process is complete you have the opportunity to enjoy lower payments, you may have some extra cash in the bank because you took cash out of your equity but now you are considering what you should do to move forward. Here are some

Buying a home is a momentous occasion. Unless you’re a real estate investor, it’s not something that will happen too many times in your life. But many people refinance their homes at some point. In addition to being a matter of pride, homeownership is an important financial tool. Your home is an investment for the

Owning a home is one of the biggest investments you will ever make. That being said, there are times when you may be asking yourself if you should refinance. While some may be struggling to pay their mortgage, others could be trying to pay off their home sooner than expected. There are various reasons to

Refinancing means acquiring a new loan from your current or a new lender, to pay off an older loan. Refinancing is popular amongst borrowers in their bid to get lower interest rates or improve their credit scores. It is regarded as a prudent way to mend the patches in your finances. However, it is worth

While no one has a crystal ball to see the future of the economy, or the lending industry, the likelihood that interest rates will remain low is very good. Given the current economic situation, the interest rates will remain low to help stimulate an economic recovery. During the third quarter of this year, economists were