Find Out If FHA Loans Are Right For You
Understanding the FHA Loan...
Our FHA Mortgage Rates are Low & Our Process is FAST & Painless
The FHA program was created in response to the wave of foreclosures and defaults in the 1930s; it provides mortgage lenders with adequate insurance, and help boost the housing market by making credit accessible and affordable.
As your Lender, we are here to ensure the home mortgage process is less intimidating by providing support and understanding designed to help guide you along the way, starting with our FHA Loan Searcher.
Why an FHA Loan?
In general, an FHA loan is one of the easiest types of home loan to qualify for as it requires a small down payment and you may not have perfect credit. As for the required FHA deposit that is required, 3.5% down is what borrowers need. When the down payment is less than 20%, private mortgage insurance (PMI) will be required for your FHA loan. When you need to qualify and you have less than 5% to put down or perfect credit, you should consider FHA.