Find Out If USDA Loans Are Right For You
Understanding the USDA Loan...
The United States Department of Agriculture (USDA) makes a variety of loans designed to help low to middle income people buy, repair, or renovate a home in a rural area. Popular USDA Home Mortgage Loan Programs are: Secured single-family home loan, rural repair and rehabilitation loan or grant and loan for mutual self-help. This guide identifying the most common USDA products will help you determine what and who these loans are designed for and if you qualify for them.
As your Lender, we are here to ensure the home mortgage process is less intimidating by providing support and understanding designed to help guide you along the way, starting with our USDA Pre Approval Checker.
Why a USDA Loan?
There are many benefits including: no deposit required; Borrowers who qualify for a USDA rural development mortgage loan have the flexibility not to pay anything out of pocket for the down payment. In addition, the USDA loan enables borrowers to use a gift or grant to pay off their mortgage.