Buying your first home is huge. It’s probably the biggest single purchase you’ve ever made and coming up with all the funds to make it happen can be daunting. So, if you’re wondering if there are ways to make all this a little easier, the answer is, yes. We offer programs designed to help provide …
What Loan Programs are available for First Time Home Buyers? Read More »
Refinance loans happen years after the home purchase. They exist to help homeowners like you reduce your monthly costs, shorten the length of your mortgage, tap into cash for important life events, and fund home repairs and improvements. Most refinance loans are shaped by the equity you’ve built in your home – but some require …
How would my Home Equity Line of Credit effect a Refinance? Read More »
If you want to reduce your interest rate, lower your monthly payment, turn some of your equity into cash in hand, or go from an adjustable rate to a fixed one, refinancing your current loan with a new on makes great sense. In fact, some homeowners refinance more than once over their time in their …
A mortgage refinance is when a homeowner replaces their existing mortgage with a new one. Your original loan covered the purchase price of your home. A refinance loan is a new loan that pays off the balance on that original loan. The refinance loan is almost always a smaller loan. You’ll no longer make payments …
Going through a foreclosure is a brutal, depressing experience. It damages your credit and your confidence. With patience and effort, you can recover, overcome the past, and own a home again. It will take time. It will take work and discipline. If you take the right steps, you will demonstrate you are ready to take …
Can I get a Home Loan Mortgage after going through a Foreclosure? Read More »
Your income is one of the primary factors mortgage companies to determine if you qualify for a loan. For every mortgage loan, there are minimum income requirements and maximum debt limits that must be met in order to qualify. No question about it, for people with low income, this presents a difficult barrier to homeownership. …
Can I qualify for a home mortgage loan with low income? Read More »
If you’re a first-time homebuyer, closing costs may take you buy surprise. These are additional out-of-pocket expenses that cover of a number of fees involved in the mortgage loan process. Closing costs generally amount to from 2% to 7% of the home’s purchase price. These expenses are on top of the sale price you negotiated …
Divorce or separation is an incredibly stressful time. Made even more so by having to split the family home or buy out your partner. Deciding who gets what often leads to acrimony and upset, making things messy and complicated. Whether you decide to buy out your partner or sell the family home and split the …
Building a new home is a complex project and there are many decisions to be made before the project even begins. From the style of architecture, to the floor plan and layout; bathroom and kitchen fixtures and fittings; right through to flooring, paint, countertops and cupboard handles. But the most important – and usually the …
Buying your first home is an important milestone, including savings, careful decision-making, and thoughtful planning efforts. What are the first and biggest obstacles for most homebuyers? Save the deposit. Depending on where you are, it can take up to eight years to keep up with rising home prices and save enough. In other words, you …
5 items worth considering before buying your first home Read More »
We make the Refinance process quick & easy. Simply complete the intake form and a Veterans Mortgage Broker affiliate will get back with you.
